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Product updates, regulatory guides, and mortgage intelligence insights.
Conventional PMI is not a fixed rate. It varies by LTV, credit score, occupancy, and loan term. Here is how Morgauge handles the full PMI matrix, including cancellation projections and lender-paid alternatives.
Read more →HUD updated FHA annual MIP rates effective July 2026. We walk through the changes, which borrowers are affected, and how Morgauge reflects the new tables.
Read more →Service-connected disability, surviving spouses, and Purple Heart recipients are all exempt from the VA funding fee. Here is the full exemption matrix and how Morgauge flags eligibility automatically.
Read more →Loan-level price adjustments affect nearly every conventional loan. We explain how LLPAs work, where they appear on the rate sheet, and why they are price adjustments and not rate additions.
Read more →Morgauge models home equity, investment returns, tax implications, and mortgage costs over 30 years. This post explains the methodology behind our wealth simulation engine.
Read more →FHFA announced the 2026 conforming loan limit baseline at $806,500, a 5.2% increase. High-cost areas now reach over $1.2M. Here is what changed and why.
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